Your current region: Ontario

Change region
Your current region: Ontario (change)

Bell SmartPay.

A new, affordable way to get the latest and greatest smartphones on Canada’s best network.1

Get any smartphone for $0 down at any time with an eligible 2 year rate plan.
Pay for the smartphone in 24 monthly payments with 0% APR.
After 24 months, your smartphone is paid off and your total monthly bill decreases.
samsung image
Pay even less per month with the Device Return Option.
Lower your monthly payments for your smartphone when you combine the Device Return Option with Bell SmartPay. At the end of your 2-year term, you have the option to return your smartphone in good working condition, or keep it and pay back the Device Return Option deferral amount – the choice is yours.

Here’s how it works

Smartphone Full price: $1,000.00

$0
down
0%
APR
$41.67/mo.2
for 24 months*

*Eligible 2-year rate plan required. Taxes on the financed device amount are payable with your monthly device payments. The one-time Connection Service Fee ($45) is waived.

Pair your smartphone with a great data plan.

With Bell SmartPay, you can choose from a variety of great data plans.

Our Unlimited Data plans start at $80 for 15 GB of data at unbeatable speeds across Canada. Beyond 15 GB of data, speeds are up to 512 Kbps, suitable for light web browsing, email, and messaging.

Our Connect Everything plans bring you the most convenient way to share your data between all your devices – from smartphones and tablets to smartwatches and other connected things.

See compatible plans

Unlimited Data plans

Upload, download and stream a ton of content without ever having to worry about overage fees.

Unlimited 10 Non-shareable

Unlimited
Canada calling3
Includes 10 GB
of non-shareable data at maximum speeds. Beyond 10 GB, speeds are up to 512 Kbps, suitable for light web browsing, email and messaging.
No data overage charges
$75/mo.

Unlimited 20 Non-shareable

Unlimited
Canada calling3
Includes 20 GB
of non-shareable data at maximum speeds. Beyond 20 GB, speeds are up to 512 Kbps, suitable for light web browsing, email and messaging.
No data overage charges
$85/mo.

Unlimited 50 Non-shareable

Unlimited
Canada calling3
Includes 50 GB
of non-shareable data at maximum speeds. Beyond 50 GB, speeds are up to 512 Kbps, suitable for light web browsing, email and messaging.
No data overage charges
$125/mo.

Travel to the U.S. often? The Canada & U.S. versions of these rate plans are available for $20/month more.

Connect Everything plans

Share data with all your devices – from smartphones and tablets to smartwatches and other connected things – and add family members too.

10 GB Shareable

Unlimited
Canada calling3
Includes 10 GB
of shareable data
$75/mo.

Additional data is $10/100 MB up to 800 MB, $0.15/MB thereafter

20 GB Shareable

Unlimited
Canada calling3
Includes 20 GB
of shareable data
$95/mo.

Additional data is $10/100 MB up to 800 MB, $0.15/MB thereafter

50 GB Shareable

Unlimited
Canada calling3
Includes 50 GB
of shareable data
$125/mo.

Additional data is $10/100 MB up to 800 MB, $0.15/MB thereafter

Travel to the U.S. often? The Canada & U.S. versions of these rate plans are available for $20/month more.

All plans include

Unlimited Canada-wide text, picture & video messages4

Call Display and Message Centre5

Call Waiting and Conference Calling6

Call Forwarding7

Additional plan information:

  • The one-time Connection Service Fee ($45) is waived.
  • A provincial government 9-1-1 fee may apply where applicable: QC: $0.46/mo., NS: $0.43/mo., AB: $0.44/mo., NB: $0.97/mo., SK: $0.94/mo., PE: $0.70/mo., NL: $0.75/mo., NWT: $1.70/mo. S.K.: Effective May 7, 2021, the 9-1-1 service fee will increase from $0.94 to $1.88 per month. Bell remits fees withheld to government.
  • International calling rates vary by country (see standard per-minute rates)
  • To change your rate plan at any time, log in to MyBell
  • Access 4G LTE speeds for the same price when you activate an LTE-enabled device; for coverage areas, visit bell.ca/LTE.
  • Additional one-time fees are subject to change over time. See bell.ca/onetimefees for details.
Ready to buy?
Shop smartphones
Frequently asked questions
Yes, subject to Bell’s credit approval process, Bell SmartPay is available with all our smartphones. Visit select Bell stores to learn more about Bell SmartPay pricing for each device.
Yes, select tablets and smartwatches are also available with Bell SmartPay. Qualified customers can activate multiple devices using Bell SmartPay on eligible 2 year rate plans.
Yes. If you purchase your smartphone with Bell SmartPay, you can also add Smart/Phone Care to your plan. We highly suggest considering Smart/Phone Care since it is the best way to have your smartphone protected.
No. Taxes on the financed device amount are payable with your monthly device payments.
After 24 months, your Bell SmartPay installments Agreement will be paid off; therefore, you will no longer have monthly payments for your smartphone. As of month 25, you will only be charged the cost of your monthly rate plan.
If you end your Bell SmartPay Agreement early, then your remaining device payments will become due immediately. If you are ending your Service Agreement at the same time, the remaining balance on your Agreement Credit (plus applicable taxes) will become due immediately. The Device Return Option Deferred Amount (if applicable) will also come due.
Yes, the Device Return Option can be combined with Bell SmartPay.

Step 1: Pick one of our eligible smartphones.

Step 2: Activate on an eligible 2-year plan with Bell SmartPay.

Step 3: Return your smartphone in good working condition at the end of your 2-year term, or keep it and pay back the Device Return Option deferral amount you saved.

You will be able to pair your Bell SmartPay smartphone with the majority of our Unlimited Data and Connect Everything plans. Some plans may be excluded.
If you end your Service Agreement early or you change your rate plan to a non-eligible rate plan, you will have to pay an early cancellation fee. The early cancellation fee consists of your remaining device payments and the remaining balance on your Agreement Credit (plus applicable taxes) if you received one at the time of purchase. The Device Return Option Deferred Amount (if applicable) will also come due.
Yes. After one month of your Bell SmartPay agreement, if you are eligible for a device upgrade, you can activate any new smartphone with Bell SmartPay.
Yes. Any additional users to the account can activate a smartphone with Bell SmartPay on eligible 2 year rate plans.
Yes. You can share data across existing devices by activating on a Connect Everything plan.
Yes, at any time you may change your current plan to one of our available Bring Your Own Device plans and pay your device in full with a one-time payment on the following invoice, ending your device financing arrangement.

Additional details

Additional Important Bell SmartPay Conditions:

Bell SmartPay is available with new activations (or eligible upgrades) on eligible 2-year rate plans. Purchase financing provided by Bell Mobility, on approved credit. Cost of borrowing is $0.

If you end your Service Agreement early or you change your rate plan to a non-eligible rate plan, you will have to pay an early cancellation fee. The early cancellation fee consists of your remaining device payments and the remaining balance on your Agreement Credit (plus applicable taxes) if you received one at the time of purchase. The Device Return Option Deferred Amount (if applicable) will also come due.

From time-to-time, we may offer promotional credits in connection to your Bell SmartPay Agreement which reduces your device payments. If you are receiving a promotional credit in connection to your Bell SmartPay Agreement and you end your Bell SmartPay Agreement early, the credit will no longer apply and your remaining device payments will become due immediately based on the full pre-credit price.

Speed and signal strength may vary due to traffic, topography, environmental conditions and other factors, including Bell’s Internet traffic management practices (e.g., priority access to emergency personnel and critical infrastructure personnel). See bell.ca/ITMP.