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Bell SmartPay.

A new, affordable way to get the latest and greatest smartphones on Canada’s best network.1

Get any smartphone for $0 down at any time with an eligible 2 year rate plan.
Pay for the smartphone in 24 monthly payments with 0% APR.
After 24 months, your smartphone is paid off and your total monthly bill decreases.
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Pay even less per month with the Device Return Option.
Lower your monthly payments for your smartphone when you combine the Device Return Option with Bell SmartPay. At the end of your 2-year term, you have the option to return your smartphone in good working condition, or keep it and pay back the Device Return Option deferral amount – the choice is yours.

Here’s how it works

Example - Smartphone full price: $1,000.00

$0 down payment
0% Annual Percentage Rate
$41.67/mo.2 for 24 months*

*Eligible 2-year rate plan required. Taxes on the financed device amount are payable with your monthly device payments. The one-time Connection Service Fee ($60) is waived.

Pair your smartphone with a great data plan.

With Bell SmartPay, you can get unlimited shareable data for the entire family. Share data across all of the devices in your family – smartphones, watches and tablets – without overage fees. Plus, save $20/mo. for every family member you add to your account when you have two or more lines.3

View plans

Ready to buy?

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Additional Important Bell SmartPay Conditions:

Bell SmartPay is available with new activations (or eligible upgrades) on eligible 2-year rate plans. Purchase financing provided by Bell Mobility, on approved credit. Cost of borrowing is $0.

If you end your Bell SmartPay Agreement or Service Agreement early, or you change your rate plan to a non-eligible rate plan, your remaining device payments (based on the full monthly amount before discount in the case of any promotions) will become due immediately and you will be subject to an early cancellation fee for your Service Agreement. This amount will be reduced when required by the Wireless Code.

From time-to-time, we may offer promotional credits in connection to your Bell SmartPay Agreement which reduces your device payments. If you are receiving a promotional credit in connection to your Bell SmartPay Agreement and you end your Bell SmartPay Agreement early, the credit will no longer apply and your remaining device payments will become due immediately based on the full pre-credit price.

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